Winter storms mean winter claims and some of you are already receiving assignments in your area for flooding, freezing, ice and wind. Here are some tips for working commercial freeze claims:
1. Determine vacancy and photograph the thermostat on condo claims (most policies have vacancy provisions that directly affect frozen pipe coverage).
2. Subrogation - All claims, whether caused by weather or not, have the potential for subrogation. Be sure to look for any recent work, improper installation of plumbing lines and any other contributing factors which may have led to the loss.
3. Salvage - With the rise in price of copper and other metals, don't forget to document any significant removal that can be reported as possible salvage.
Got any good winter claim tips? Leave your comments below.
We are still looking for New York licensed adjusters, so if you know anyone, send them to our website to submit their qualifications:
http://www.quickcatclaims.com/join-our-team.html
Be safe!
1. Determine vacancy and photograph the thermostat on condo claims (most policies have vacancy provisions that directly affect frozen pipe coverage).
2. Subrogation - All claims, whether caused by weather or not, have the potential for subrogation. Be sure to look for any recent work, improper installation of plumbing lines and any other contributing factors which may have led to the loss.
3. Salvage - With the rise in price of copper and other metals, don't forget to document any significant removal that can be reported as possible salvage.
Got any good winter claim tips? Leave your comments below.
We are still looking for New York licensed adjusters, so if you know anyone, send them to our website to submit their qualifications:
http://www.quickcatclaims.com/join-our-team.html
Be safe!
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